Certified Due Diligence Specialist in High-Risk Customers (CDD-HRC)

The Certified Due Diligence Specialist in High-Risk Customers (CDD-HRC) is a globally recognized certification that equips professionals with specialized knowledge and skills to manage customer due diligence (CDD) for high-risk customer relationships. This certification focuses on the compliance challenges associated with high-risk customers, emphasizing adherence to AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations. With a strong focus on international standards such as FATF and emerging regulatory frameworks, the CDD-HRC certification prepares candidates to handle the complex risks inherent in managing high-risk clients. This program provides practical insights into global regulatory environments, risk assessment methodologies for high-risk profiles, and enhanced due diligence techniques for high-risk customer accounts. By earning the CDD-HRC certification, professionals will demonstrate their expertise in mitigating financial crime risks in high-risk customer relationships, making them valuable assets to financial institutions and compliance teams worldwide.

Enrollment Procedure

Enrolling in the CDD-HRC program is simple and fully online. Follow these steps to get started:

1. Visit the Enrollment Page: Navigate to our website and select the CDD-HRC program.
2. Click on “Enroll Now”: Register by providing your name and email address.
3. Complete Payment: Use our secure payment gateway to finalize your registration. Once payment is confirmed, you will gain access to course materials.
4. Access Course Materials: You will receive immediate access to the Learning Management System (LMS), where you can watch videos and download the e-book.
5. Final Exam: When ready, attempt the final exam directly from the LMS. The exam consists of 60 multiple-choice questions (MCQs) and is open book. You will have 50 minutes to complete the exam, designed to assess your understanding of CDD in high-risk customers.
6. Exam Attempts: You will have 2 attempts to pass. If additional attempts are required, a fee of $14 USD will be charged per attempt.
7. Instant Results: After completing the exam, your results will be available immediately. Upon passing, you can download your certification instantly.

Section 1: Introduction to High-Risk Customers and Regulatory Standards

Chapter 1: Understanding High-Risk Customers

• Overview of high-risk customer categories (PEPs, NPOs, HNWIs, etc.)
• Criteria for categorizing customers as high-risk

Chapter 2: AML and KYC Regulations for High-Risk Customers

• Key AML/KYC standards applicable to high-risk customers
• Overview of FATF guidelines, sanctions compliance, and global regulations

Section 2: Enhanced Due Diligence (EDD) for High-Risk Customers

Chapter 3: Standard and Enhanced Due Diligence Requirements

• Core data collection and verification for high-risk customers
• Enhanced due diligence (EDD) process, including UBO identification

Chapter 4: Ongoing Monitoring and Risk Assessment

• Transaction monitoring and identifying suspicious activities
• Regular reviews and risk assessments specific to high-risk customers

Section 3: Risk Mitigation and Compliance Management

Chapter 5: Managing Sanctions and Adverse Media

• Conducting sanctions screening for high-risk customers
• Handling adverse media and integrating findings into risk assessments

Chapter 6: Reporting and Documentation

• Reporting suspicious activities and meeting regulatory obligations
• Record-keeping and documentation requirements for high-risk customer due diligence